Put your financial picture into perspective.
This book explains in plain language what you really need to know about your finances and how to manage them - with a minimum of pain and suffering! With this 12-step, easy-to-follow, financial management plan - even if you think you'll never straighten out your finances, this book shows you how to take one step at a time to degunk your financial situation. 'Degunking Your Personal Finances' puts you in control by helping you to get out of debt or prevent you from getting into trouble in the first place. It uncovers the mysteries of setting up a useable budget that's based in reality (not fantasy), making the right financial decisions every day, setting up college saving accounts, what types of loans work for you and against you, and how to enjoy a great standard of living without having mountains of bills.