Cari is jobless and has an overdraft the size of the national debt. She'll be homeless too if she can't come up with some cash to buy out Martin, her ex-husband - he who cut up her Barclaycard before he moved in with another woman.
No wonder she's desperate enough to fall for dodgy entrepreneur Nigel's get-rich-quick scheme, buying the worst house in town to convert into flats. All she has to do - he tells her - is get a bank loan and the money will roll in! But it doesn't work out quite like that . . .
Cari's lumbered with a bank manager on the warpath, a sister on the verge of a nervous breakdown, a friend who's permanently pregnant, a friend who may be pregnant - but not by the right man - and a tenant who won't pay the rent. It's not long before there are bailiffs at the front door and Cari finds herself in the back of a police van. And Nigel's mysteriously disappeared. There is a knight in shining armour on the horizon, but naturally he's married to someone else.
Whatever happened to Cari's wish list? Make some money, lose some weight, find someone to have a grand passion with, and become so rich and successful that martin is consumed with jealousy. Will any of them ever come true?