Troy McAden is a risk-taker - as a volunteer fireman in the small Southern town where he has lived his entire life, he is the first to plunge into a burning house to rescue someone, the first to put his own safety on the line. However, there's one risk that Taylor seems unable to take, and that is to let any woman into his heart. Then he meets Denise Holden. The single mother of a little boy with severe disabilities, Denise has moved from Atlanta to the small town of Edenton, North Carolina, where her grandparents had left her a house. She comes to Edenton in an attempt to make ends meet while devoting herself to the care of her child. Falling in love was the last thing she planned on. A near fatal car crash brings Denise and Taylor together, and awakens in them feelings long dormant. But before Taylor can fully welcome Denise and Lyle into his life, he must first take the ultimate risk - to look into his hearty and his past and see if it's not too late to take a chance on the future.